What These Terms Actually Cover
Our legal terms apply from the moment you open an account with us. They set out what we can and cannot do with your personal details, how your wallet transactions — whether through DANA, OVO, or GoPay — are recorded and retained, and the conditions under
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which your account remains active. Jurisdiction matters here: access to the platform and the applicability of these terms depend on your location and whether local law in your region permits use. We do not make blanket claims about legal standing across all territories. If you are
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in Makassar or anywhere else in Indonesia, your eligibility is subject to the same region-dependent conditions. Payment records tied to DANA, OVO, and GoPay transactions are retained in line with our data retention schedule — you can request a summary of what we hold. Account suspension
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terms are written into this framework, and any enforcement action we take will follow the process described in the relevant clause. We update these terms when operational or legal conditions change; the version date shown on this page is always the current one. Reading this page
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in full before you start using the account is the most practical step you can take.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.